To apply, you need to first arrange treatment with your practice, which typically involves a consultation. After agreeing on a treatment plan, the practice will send you a link to an online credit application, where you’ll answer a few simple questions about your personal and financial details.

Monthly payments are collected from your UK debit card. Please note that credit cards, including Amex, are not accepted as they would constitute financing credit with more credit.

The loan agreements involve three parties: you (the borrower), the practice (credit intermediary), and the lender, which is the company offering you the loan. The details of the lender will be provided to you along with your loan offer.

Payments are taken once a month on a date of your choosing. The first payment is always taken upfront, and there’s a minimum of 28 days between the first and second payment. You can change your payment day after the loan starts.

If you miss a payment, you won’t be charged extra fees, but it could affect your credit score.

You should log into your account and pay any outstanding amount as soon as possible.

If you’re having difficulties, contact the team to work out a repayment plan that suits you.

Tabeo provides payment solutions for healthcare businesses in the UK. It may also act as a credit broker and loan servicer, meaning your loan will be written and managed entirely through Tabeo. Depending on your term and credit profile, Tabeo will introduce you to a suitable lender.

Your loan agreement will specify if it is regulated. Unregulated agreements have fewer statutory protections. If you refer your application to a friend or family member, they will have fewer statutory protections than if you took out the loan yourself.